Run your whole business in one place.
Accounting, invoicing, CRM, expenses, VAT, e-signatures and AI — built for the UK, Bulgaria and the UAE. Activate only the apps you need, per project.
HMRC MTD ready · BG NRA / ДДС · UAE FTA · eIDAS-AES e-signatures
- INV-0142 Acme Ltd£1,200
- INV-0141 Lumen Co£840
- INV-0140 BGN Tradeлв 2,400
- NDA — KaraveloSealed
- WL AgreementPending
One platform. Every workflow.
Stop stitching together five SaaS tools. Vels covers the operating spine of a small business — and grows with you.
Real double-entry accounting
Country-aware chart of accounts, balanced journals on every event, P&L / balance sheet / trial balance reports — built in.
Invoicing that closes the loop
Send tax invoices, take payments, post to the ledger automatically. Recurring templates, credit notes, reverse charge — all included.
VAT & tax, three countries
HMRC MTD submission, BG NRA ДДС formats, UAE FTA VAT201 — auto-recorded from your invoices and expenses.
DocuSign-class e-signatures
Hash-chained audit trail, OTP identity verification, eIDAS-AES grade. Sign contracts, agreements, NDAs without paying per envelope.
AI that does the busywork
Receipt OCR, auto-categorisation, natural-language reports, an inline assistant that proposes actions you confirm — never silent magic.
Multi-project, multi-tenant
Run multiple businesses from one login. Each project has its own data, apps, team and country setup.
Built as apps
Switch on what you need today. Add the rest when you grow.
Built for your country, not retrofitted
Tax rates, chart of accounts, invoice format, compliance touchpoints — every country is a first-class citizen.
United Kingdom
HMRC Making Tax Digital (MTD) submissions, UK VAT rates, CIS-aware self-billing, GBP currency.
Bulgaria
Native ДДС format, ФА invoice numbering, protocol invoices, БГ chart of accounts, BGN currency.
United Arab Emirates
FTA VAT201 returns, TRN labelling, Tax Invoice format, AED currency.
Simple, app-based pricing
Start free while we're in beta. Pay only for the apps you activate.
Books, Invoices, Bills, Tax, Audit, CRM. Everything you need to run a real set of books.
- ✓1 project · 1 user
- ✓50 invoices · 100 bills per month
- ✓VAT engine for UK, BG and UAE
- ✓CRM with deals pipeline & activities
- ✓25 AI requests / month (taste of AI)
For growing businesses. Add e-sign, AI, HMRC MTD and a small team.
- ✓Everything in Free, no monthly caps
- ✓Up to 5 users per project
- ✓Documents & e-Sign — unlimited envelopes
- ✓HMRC MTD direct submission (UK)
- ✓AI Assistant — 500 requests / month
- ✓Custom branding on PDFs & email
The full operating system — bank sync, payroll, priority support.
- ✓Everything in Plus
- ✓Up to 25 users per project
- ✓Bank Sync via open banking (Yapily)
- ✓Payroll for up to 10 employees
- ✓AI Assistant — 5,000 requests / month
- ✓Priority support + dedicated onboarding
Vertical add-ons
Bolt onto any tier. Activate only on the projects that need them.
Landlord OS — tenancies, rent, deposits, inspections, compliance. The app is included with Plus; you only pay for active rental units.
Employees, leave, applicant tracking. The app is included with Plus; you only pay per active employee.
Open your first project today.
Sign up in under a minute. We seed your chart of accounts, tax rates and expense categories automatically based on your country.